The AI Accountant for Saudi business.
An AI accountant that keeps your books in real double-entry, handles ZATCA, VAT and zakat, and drafts the work for your one-tap approval. Consult it free on any plan, or hire it to work proactively.
What the AI Accountant does
Not a chatbot that describes accounting, an operator that performs it on a real ledger.
ZATCA Phase 2 e-invoicing
Issues Fatoora-compliant e-invoices with the QR, UUID and cryptographic stamp ZATCA Phase 2 requires, and clears them with the authority. No separate portal, no manual XML.
VAT returns
Prepares your 15% VAT return from the posted ledger, reconciles input against output, and drafts the filing for your one-tap approval before the GAZT deadline.
Zakat
Computes your zakat base from the books, applies the ZATCA method, and produces the figure with a full working, so the number you submit is traceable, not guessed.
Double-entry books
Keeps a deterministic double-entry ledger: expenses, income, journal entries, invoices, bills and payments post to immutable records. Corrections are reversals, never silent edits.
Payables, receivables & dunning
Tracks bills and invoices, flags what is overdue, and drafts polite bilingual payment reminders to your late customers, ready to send on your approval.
Reconciliation & statements
Imports your bank statement, matches it against the ledger, and produces trial balance, income statement and balance sheet on demand, plus a 13-week cashflow view.
Consult it now, or hire it
Consult the Accountant
Ask it anything about your books, from reading your trial balance to explaining your tax position, and get an answer grounded in your data, on any plan including Free.
Hire the Accountant
Turn on the always-on teammate: a daily drafter that prepares VAT, flags overdue invoices and reconciles for you. In early access, start free and we will invite you.
Numbers you can trust
The accounting is deterministic by construction: postings are immutable double-entry records, corrections are reversals, and every irreversible action, filing a return, issuing an invoice, closing a period, waits for your one-tap approval. The AI narrates and drafts; it never invents the math.
Frequently asked
Can AI do my accounting in Saudi Arabia?
Yes. OIKON's AI Accountant keeps a real double-entry ledger and handles the Saudi-specific work: ZATCA Phase 2 e-invoicing, 15% VAT returns, and zakat, computed from your posted books, not estimated. Cosmo, the operator, narrates and drafts; the ledger math is deterministic.
Does it handle ZATCA Phase 2 e-invoicing?
Yes. The AI Accountant issues Fatoora-compliant e-invoices with the required QR code, UUID and cryptographic stamp, and clears them with ZATCA. You approve; it files.
Does it calculate VAT and Zakat?
Yes. It prepares your 15% VAT return from the ledger and computes your zakat base with a full working. Both are drafted for a one-tap approval before the deadline, and every figure is traceable to a posted entry.
Is an AI accountant accurate enough to trust?
The numbers are deterministic, not model-guessed. Postings are immutable double-entry records, corrections are reversals, and irreversible actions (filing a return, issuing an invoice) always wait for your one-tap approval. The AI narrates; it does not invent the math.
What does it cost?
You can consult the Accountant free on any plan, including Free, ask it anything about your books and get a grounded answer. Hiring the always-on proactive bookkeeper (a daily drafter that prepares VAT, flags overdue invoices and reconciles for you) is 149 SAR/month and currently in early access.
What is the difference between consulting and hiring the Accountant?
Consulting is asking a question and getting an answer grounded in your books, free, available now. Hiring turns on the proactive teammate: a daily drafter that prepares work before you ask, a watch that flags urgent items, and the deep write-tools, priced as a monthly hire (early access).
The Accountant is one specialist on your team inside the AI Operating System that Cosmo runs.
Let the Accountant keep your books.
Start free, set up your books, and consult your accountant today.
Start free