ZATCA e-invoicing, issued and cleared for you.
OIKON's AI Accountant issues Fatoora-compliant Phase 2 invoices, with the QR code, UUID and cryptographic stamp, clears them with ZATCA, and ties them to your VAT return. Consult it free.
What ZATCA Phase 2 requires
Phase 2 (Integration) is more than adding a QR code to a PDF. These are its actual requirements.
A compliant e-invoice (XML)
Phase 2 invoices must be generated in the ZATCA XML (UBL 2.1) format, carrying a UUID, the invoice hash and a cryptographic stamp. A human-readable PDF/A-3 with the XML embedded is what you share.
A QR code + cryptographic stamp
Every invoice carries a QR code and a cryptographic stamp tied to your onboarded device, so the authority and your buyer can verify it is genuine and unaltered.
Clearance for standard (B2B) invoices
A standard tax invoice must be cleared with ZATCA in real time, before you share it with the buyer. The authority stamps it and returns it; only the cleared copy is valid.
Reporting for simplified (B2C) invoices
A simplified invoice, the point-of-sale receipt you give a consumer, is reported to ZATCA within 24 hours of issue rather than cleared beforehand.
Integration with the Fatoora platform
Your system must onboard a cryptographic device with ZATCA and talk to the Fatoora platform over its API, the "Integration" phase. Manual portal entry is not Phase 2 compliance.
Onboarding in your wave
ZATCA integrates taxpayers in waves by annual revenue and notifies each group of its go-live date at least six months ahead. Missing your wave carries penalties.
How the AI Accountant handles it
E-invoicing is a capability of the AI Accountant, not a separate tool bolted onto your books.
Issues the compliant invoice
The AI Accountant generates the Fatoora-compliant e-invoice with the UUID, hash, QR code and cryptographic stamp, from the same ledger that holds your books. No hand-built XML.
Clears and reports
It clears your standard invoices with ZATCA before they reach the buyer and reports simplified invoices within the 24-hour window, so both invoice types stay compliant automatically.
Ties invoices to VAT
Because invoices post to a real double-entry ledger, your 15% VAT return is built from the same cleared invoices, input reconciled against output, and drafted for your one-tap approval.
Bilingual, no separate portal
Invoices render in Arabic and English, and the whole flow lives inside OIKON, no bouncing between a separate e-invoicing portal, your accounting file and your inbox.
Consult it now, or hire it
Consulting is free and available immediately. Hiring turns on the always-on proactive teammate.
Consult the Accountant
Ask it about your ZATCA obligation, your wave, or the difference between a standard and a simplified invoice, and get a grounded answer, including Free.
Start freeHire the Accountant
Turn on the always-on teammate: it issues and clears invoices, reconciles, and prepares your VAT return for you. In early access — start free and we will invite you.
Always-on hire coming soon · consult free nowReal compliance, not a claim
Invoices are issued, cleared and reported under the Fatoora protocol from the same ledger that holds your company accounts. Every irreversible action, issuing an invoice or filing a return, waits for your one-tap approval. The AI Accountant does the work; it does not invent the numbers.
Frequently asked
Is ZATCA Phase 2 e-invoicing mandatory in Saudi Arabia?
Yes. ZATCA e-invoicing (Fatoora) is mandatory for VAT-registered businesses. Phase 1 (Generation) has applied since December 2021, and Phase 2 (Integration) rolls out in waves by annual revenue, with each wave notified at least six months before its go-live date.
What does ZATCA Phase 2 actually require?
Phase 2 requires invoices generated in ZATCA XML (UBL 2.1) with a UUID, invoice hash, QR code and cryptographic stamp; integration with the Fatoora platform over its API; real-time clearance of standard (B2B) invoices before sharing; and reporting of simplified (B2C) invoices within 24 hours.
Does OIKON integrate with the Fatoora platform?
OIKON's AI Accountant issues Fatoora-compliant e-invoices with the required QR code, UUID and cryptographic stamp and clears them with ZATCA, so you do not build XML or key invoices into a separate portal by hand.
Do I still need a separate e-invoicing portal?
No. The invoice is created, cleared or reported, and posted to your books in one place. Because it lands on a real double-entry ledger, the same data feeds your VAT return, so nothing is re-keyed between systems.
What is the difference between a standard and a simplified invoice?
A standard (B2B) tax invoice must be cleared with ZATCA in real time before you send it to the buyer; only the cleared copy is valid. A simplified (B2C) invoice, the receipt you give a consumer, is reported to ZATCA within 24 hours of issue instead. The AI Accountant handles both.
What does it cost to use OIKON for ZATCA e-invoicing?
You can consult the Accountant free, including Free, to understand your obligations and prepare invoices. Hiring the always-on proactive bookkeeper that issues, clears and reconciles for you is in early access — start free and we will invite you.
Put ZATCA on autopilot.
Start free, set up your books, and issue your first compliant invoice today.
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