The AI team a small business can actually afford.
In a small business, everyone wears every hat. OIKON gives you an AI operator that keeps the books and taxes, works your email, calendar and files, reviews contracts, and runs missions, KSA-native, from the free plan.
What a small business gets
Not another tool to learn, work that gets done for you, in your own accounts.
Your books and taxes
The AI Accountant keeps real double-entry books and handles the Saudi work, ZATCA Phase 2 e-invoicing, 15% VAT and zakat, drafted for your one-tap approval. No spreadsheet you dread.
Your daily admin
Cosmo works your email, calendar and files: it reads and drafts replies, schedules and reschedules, and writes documents, sheets and slides in your Google or Microsoft account.
Your contracts
The AI Lawyer reviews a contract and flags risky or one-sided clauses in plain language, grounded in Saudi law and cited, so you know what to raise before you sign. Not a substitute for a licensed lawyer.
Your growth work
Hand off the research and outreach a founder never gets to: market and competitor scans, proposals and quotes, follow-ups, and multi-step missions that run in the background and report back.
One memory across all of it
Cosmo remembers your business, who your customers are, how you word things, what you decided last week, so you are not re-briefing an assistant every morning. You can see and correct what it knows.
Priced for one owner, not a department
Start free with a real monthly Cycles allowance, no card. Cosmo, the full-time operator, is 99 SAR/month. You pay for one AI operator and hire specialists on top, not a seat per person.
Your whole team, one subscription
A generalist operator who runs your day, plus specialists you consult free and hire as you grow.
Built for Saudi Arabia
Compliance is not an afterthought: ZATCA Phase 2 e-invoicing, 15% VAT, GOSI and zakat are built into the product, and the Arabic is professional Modern Standard Arabic, not machine translation. Access is scoped to your own accounts, and you can see, correct or delete what Cosmo knows.
Frequently asked
Can AI really run a small business in Saudi Arabia?
It can run the operational load a small team drowns in. OIKON gives you an AI operator (Cosmo) plus specialists that keep your books, handle ZATCA e-invoicing, VAT and zakat, work your email and calendar, draft documents, and review contracts, all KSA-native and in Arabic. You stay the decision-maker; irreversible actions wait for your approval.
What can OIKON actually do for a small business?
Concretely: real double-entry bookkeeping with ZATCA Phase 2 e-invoicing, 15% VAT and zakat; reading and drafting email; scheduling; writing documents, sheets and slides in your Google or Microsoft account; contract review grounded in Saudi law; and background missions like market research and outreach.
Is it affordable for a small business or solo owner?
Yes. You can start free with a monthly Cycles allowance and no credit card. Cosmo, the full-time operator, is 99 SAR/month, and you hire specialists on top rather than paying a per-seat price for a team. Consulting the Accountant and Lawyer is free on any plan.
Do I need any technical skill to use it?
No. You talk to Cosmo in plain Arabic or English and it does the work in your connected accounts. There is nothing to configure like traditional accounting or CRM software; you approve the actions that matter.
Is it built for Saudi Arabia specifically?
Yes. ZATCA Phase 2 e-invoicing, 15% VAT, GOSI and zakat are built in, not bolted on, and the Arabic is professional Modern Standard Arabic, not machine translation. It is PDPL-aware and scoped to your own accounts.
What is the difference between consulting and hiring a specialist?
Consulting is asking a specialist a question and getting a grounded answer, free, available now on any plan. Hiring turns a specialist into an always-on proactive teammate that prepares work before you ask; paid hiring is currently in early access.
It all runs inside the AI Operating System that Cosmo runs. Working for yourself? See AI for freelancers.
Hire your first team today.
Start free, connect your accounts, and let Cosmo run the overhead.
Start free